Mortgage Rates Down, Loan Fees Up! - August 18th, 2010
FREE LOAN QUOTES & MORTGAGE RATES ONLINE - August 3rd, 2010
Appraising Home Values for a Mortgage - August 6th, 2009
1) Home Loan Education – The most important phase is the selection of your home loan financing options! We can’t emphasize enough how important it is to understand the entire home loan process including the type of home loan appropriate for you, your credit score & report, how much home you can afford, and how your loan advisor is paid. In our home loan education section we provide several tools, tips, home loan articles and a home loan calculator section to help you find the best home loan or mortgage refinance for your situation.
2) Home Loan Preparation – Once educated, you’ll need to prepare all of the pertinent information and paperwork to request your online home loan rate quote. Being organized and prepared helps the home loan process move along smoothly and helps your home loan advisor get your home loan closed as quickly as possible. We’ve prepared a list of items on our home loan preparation page to organize and prepare, as well as information necessary to request an online home loan rate quote.
3) Online Home Loan Rate Quote – Multiple lenders will compete based on their home loan rate quote, loan fees, and their service level (LoanEXA Star Rankings and member reviews). If you’re prepared, organized, and ready to close your home loan, submit an online home loan rate quote request through LoanEXA! You’ll get the lowest home loan rate quote without the sales pitch or hassle of dealing with multiple home loan brokers or mortgage lender representatives!
4) Home Loan Advisor Selection – After submitting your home loan rate quote request online you’ll start receiving email notifications to login and view your home loan quotes. You’ll review each home loan advisor’s LoanEXA Star Rankings in 5 categories as well as testimonials from their past LoanEXA clients. We take the guesswork out of selecting the right home loan advisor by providing real home loan broker & mortgage lender competition on home loan rate and financing fees. More importantly LoanEXA shows just how other borrowers have rated their home loan advisor. The lowest home loan rate may not always be the best deal! You should select your home loan advisor based on their service reputation (LoanEXA Star Rankings) and their home loan interest rate quote.
5) Obtain Approval & Home Loan Closing – Once selected, your LoanEXA Home Loan Advisor will assist in obtaining home loan approval and work directly with you in the remaining phase of your home loan or mortgage refinance. They’ll guide and help with getting your documents signed and notarized, and provide direction for any payments that need to be made in association with closing the home loan. It’s this stage that makes the LoanEXA Star Rankings so vital to a successful home loan closing, as a home loan advisor should provide excellent service and a low home loan interest rate quote.